I agree with Bill, in theory yes, filters will lose you some sharpness, but in reality it doesnt make any difference, I use the cheapest that Hoya make, they are not the Pro range, with 2 identical shots zoomed in to 100% there was no difference at all, not the slightest loss in sharpness, thats with a cheap £10 filter!!.
As for using a hood, these only protect against 2 things, accidentally hitting the front element onto your subject & lens flare caused by light hitting on the front element, they will not protect against anything else.
My main use for a filter is to keep my front element scratch free & even if it is very scratch resistant, it keeps it dust free & adds some form of sealing, my filter has fingerprints & dust on it, when I take it off to clean it the lens element hasnt got a spec of dust on it, its VERY good!!
At the end of the day, TRY IT YOURSELF!!! dont believe what you read about filters doing this & that to your images, plenty of us have found that they make no difference, under extreme glare conditions they will add a little more flare to your photo but nothing much if you use MC filters & the image would certainly be poor anyway with that much flare happening, better to use a hood & alter your angle slightly.
Nick 

