Approve the Cookies
This website uses cookies to improve your user experience. By using this site, you agree to our use of cookies and our Privacy Policy.
OK
Index  •   • New posts  •   • RTAT  •   • 'Best of'  •   • Gallery  •   • Gear  •   • Reviews
Guest
New posts  •   • RTAT  •   • 'Best of'  •   • Gallery  •   • Gear  •   • Reviews
Register to forums    Log in

 
FORUMS Post Processing, Marketing & Presenting Photos The Business of Photography 
Thread started 15 May 2007 (Tuesday) 16:16
Search threadPrev/next
sponsored links
(this ad will go away when you log in as a registered member)

I Need CommercialInsurance...who do you use?

 
taygull
Goldmember
Avatar
3,091 posts
Joined Jan 2006
Location: McKinney, TX
     
May 15, 2007 16:16 |  #1

I've been asked by my publisher to research available insurance companies for my gear. I want a commercial policy that covers accidents and theft.

Who do you guys use? I want full replacement coverage not a depreciated value. Meaning if I get my gear stolen I can go to where I bought it and get the gear replaced. I'm not interested in hunting for you used gear.

Thanks!

I'd be curious of the premiums you guys are paying.


www.chrisfritchiestudi​os.com (external link)
McKinney, TX

  
  LOG IN TO REPLY
sponsored links
(this ad will go away when you log in as a registered member)
cowpix
Senior Member
Avatar
617 posts
Joined Oct 2005
Location: Texas
     
May 15, 2007 20:19 |  #2

State Farm. Full coverage at replacement value, business liablility.




  
  LOG IN TO REPLY
ssim
POTN Landscape & Cityscape Photographer 2005
Avatar
10,884 posts
Likes: 5
Joined Apr 2003
Location: southern Alberta, Canada
     
May 15, 2007 21:11 as a reply to  @ cowpix's post |  #3

Have you checked the stickie "Are you insured". There are several posts in it stating which companies people are using and the extent of their coverage.


My life is like one big RAW file....way too much post processing needed.
Sheldon Simpson | My Gallery (external link) | My Gear updated: 20JUL12

  
  LOG IN TO REPLY
taygull
THREAD ­ STARTER
Goldmember
Avatar
3,091 posts
Joined Jan 2006
Location: McKinney, TX
     
May 15, 2007 21:19 |  #4

I didn't see it..thanks!


www.chrisfritchiestudi​os.com (external link)
McKinney, TX

  
  LOG IN TO REPLY
dave_borg98
Senior Member
301 posts
Joined Apr 2006
Location: Owasso, OK
     
May 17, 2007 08:50 |  #5

I know this is a little off topic, but I have not seen it mentioned before.

When you are looking at insurance options always read the policy yourself. IT can be quite a daunting task if you have not read insurance policies before, but it would be a very good decision. I work for an Independant Adjusting Firm and I cannot tell you how many times our adjusters go to adjust someone's claim and get denied for something they thought was covered. Not all agents know exactly what they are selling and what is covered or not covered. They know the majority of it, but the normal scenario never happens, it is always the odd thing. We have even had a couple claims (on homeowners) that had to be denied because the agent sold the wrong policy and it did not cover the damages (from hail) that needed to be there. That should be a no brainer for agents, but it is not always that way.

The bad part about that is there is no coverage for there mistakes. Sometimes the insurance company will make it right, but more often than not it does not happen that way.

I am not saying all agents are bad, but make sure to do your due diligence to make sure you are covered correctly.


The world just does not fit conveniently into the format of a 35mm camera. ~W. Eugene Smith
--My Gear List--

  
  LOG IN TO REPLY
thedruid
Member
53 posts
Joined May 2007
Location: Denver USA
     
May 18, 2007 15:22 |  #6

Tom Pickard Insurance, google it.




  
  LOG IN TO REPLY
sponsored links
(this ad will go away when you log in as a registered member)

835 views & 0 likes for this thread
I Need CommercialInsurance...who do you use?
FORUMS Post Processing, Marketing & Presenting Photos The Business of Photography 
AAA
x 1600
y 1600

Jump to forum...   •  Rules   •  Index   •  New posts   •  RTAT   •  'Best of'   •  Gallery   •  Gear   •  Reviews   •  Member list   •  Polls   •  Image rules   •  Search   •  Password reset

Not a member yet?
Register to forums
Registered members may log in to forums and access all the features: full search, image upload, follow forums, own gear list and ratings, likes, more forums, private messaging, thread follow, notifications, own gallery, all settings, view hosted photos, own reviews, see more and do more... and all is free. Don't be a stranger - register now and start posting!


COOKIES DISCLAIMER: This website uses cookies to improve your user experience. By using this site, you agree to our use of cookies and to our privacy policy.
Privacy policy and cookie usage info.


POWERED BY AMASS forum software 2.1forum software
version 2.1 /
code and design
by Pekka Saarinen ©
for photography-on-the.net

Latest registered member is voidholder
1008 guests, 350 members online
Simultaneous users record so far is 15144, that happened on Nov 22, 2018

Photography-on-the.net Digital Photography Forums is the website for photographers and all who love great photos, camera and post processing techniques, gear talk, discussion and sharing. Professionals, hobbyists, newbies and those who don't even own a camera -- all are welcome regardless of skill, favourite brand, gear, gender or age. Registering and usage is free.