Was the original post supposed to be a joke? I mean really, If you and your wife make 6 figures each that's a minimum of $200,000.00 a year. If you can't come up with $5000.00 to buy a camera with that much money then you need to rearrange your priorities... A 4000sq.ft. house? How big is your family? Do you really need all that space? Are you driving a car that cost more than $30,000? How about your wife? Do you own a boat or RV? Where's all that money going? Do you have a drug habit or a gambling addiction?
If you simplify your life you'll have all the money you need.
It would take me 4-6 years to earn $200,000. and I have a condo, a car, a truck, 3 motorcycles, a dog and huge pile of musical instuments and camera gear for days. I also happen to live in the third most expensive area (Los Angeles) in the USA. I manage just fine.....