This is from my second brand new 400D.
Admittedly it is not quite as dramatic as what you are seeing but none the less not too good from a new camera.
I studied (out of frustration) the contamination and found it to be oil.
I can only assume it is the lubricant used on either the mirror or the shutter mechanism.
Having spoken to others about the problem, mine was not an isolated case.
That said, I could remove it with IPA swabs and, after a time, the problem lessened but never went away.
I understand this is of little consolation I just thought it may be of some passing interest to you.
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