Ebay 1D's for cheap $$$?

What about using a major credit card throught PayPal? I've read that the consumer is NOT protected in such a transaction. The reason being is that the credit card transaction happened between the consumer and PayPal and NOT between the consumer and the fraudulent third party.

In other words, because PayPal went through with it's part of the transaction, i.e., provided a transfer of funds service, a case of fraud cannot be made and the CC company will therefore not reimburse the consumer.

However, I've also read that each credit card company...and even depending on issuing bank...has its own policy on such matters. I've been meaning to call Amex and a couple of my other cards to ask, but haven't as yet.

Has anyone checked with their CC company? Has anyone actually been reimbursed for a transaction through PayPal that went to a fraudulent seller?

Thanks,

-Taz

When it comes to paypal, Just ensure 2 things:

1. The seller is *Verified*, meaning he has his address on file with Paypal.

2. The seller has a good number of transactions (the number after his email address that shows how many VERIFIED members have done business with him).

Even though TECHNICALLY you are doing business with Paypal, you CAN dispute any fraudulent charge with your credit card company. They WILL dispute it with Paypal (they HAVE to), and Paypal IS ultimately responsible for investigating the matter. They will in turn go back to the seller asking for proof that the item is shipped via a TRACKABLE means (UPS, FedEx) and ask for that actual proof. If they cannot obtain this proof, they dock the seller's paypal account the amount in dispute.

And yes, this has happened to me, and I did get my money back for an item that the person never shipped even after claiming he did.

I contacted the above mentioned site (Electronic-Store.net) to inquire about a computer I would like to purchase. His reply (and my included initial email) are below. I put the headers at the top for those interested in the details.

Fwiw, switchboard.com lists a Michael Pearson that lives in Anchorage and a home phone number.

Good luck.

---------------

Return-Path:
Delivered-To: shivel-randy@shively.net
Received: (qmail 16036 invoked from network); 12 Aug 2002 01:58:52 -0000
Received: from web102.bizmail.yahoo.c​om (216.136.172.122)
by -H with SMTP; 12 Aug 2002 01:58:52 -0000
Message-ID:
Received: from [217.98.224.125] by web102.bizmail.yahoo.c​om via HTTP; Sun, 11 Aug 2002 18:59:00 PDT
Date: Sun, 11 Aug 2002 18:59:00 -0700 (PDT)
From: Electronic Store
Subject: Re: dell inspiron
To: Randy Shively
In-Reply-To:
MIME-Version: 1.0
Content-Type: multipart/alternative; boundary="0-456158874-1029117540=:24302"

-----Original Message-----
From: Electronic Store [mailto:sales@electron​ic-store.net]
Sent: Sunday, August 11, 2002 9:59 PM
To: Randy Shively
Subject: Re: dell inspiron


Dear Randy,
The computer does comes with Microsoft Office Software. Regular shipping and handling 4-7 days delivery time is $19.00 USD. Total amount comes out to $1618.00 USD. I am sorry but I do not accept Money Order/Cashiers Check payments at this time. For payment I accept the following:

Bank to bank transfer - Can be sent from any bank. After I recieve scanned receipt of the transfer the product is shipped and you recieve tracking number by e-mail.
Western Union money transfer - Fastest way to send the payment. Send money from your local western union office. Visit www.westernunion.com for more information and to locate an agent nearest you. Package is sent out after I recieve the MTCN (Money Transfer Control Number) and the senders information.
Money Gram transfer - Works just like western union. Send payment from local money gram office. Visit www.moneygram.com for more information and to locate an agent nearest you. Package is sent out after I recieve the control number and the senders information.

Please do not forget to provide your shipping address.

Please note that all the fees associated with the transfer are returned to you in form of a check. The check is sent back with the product and is made out to the person who the package is going to. Reason for doing that is those are tax deductable and we need to have everything in the books. Otherwise we would just allow customers to deduct the fee from the transfer.

Electronic Store

Pawel

Randy Shively wrote:

I would like to order a Dell Inspiron 8200. Can you tell me if it ships
with Microsoft Office software?

I would like normal shipping as I can't afford the expensive overnight
air shipping. I see your price is $1599.00. Does that include shipping?
If not, what is the total amount to Indianapolis, Indiana, USA?

Thanks.
--
Randy Shively - randy@shively.net

p.s. Can I pay you with a cashier's or certified check? And where should
I send it?

Randy, Thanks for the info. I delt with Pawel as well and never received my camera or my money. I have Dell Inspiron 8200, and paid almost a $1000 more for it than he is asking. If I had to do it all over again I would get a Sony Vaio. Do deal with this dude he is a fraud!
JR92

JR, you may be able to get Yahoo to shut him down if he doesn't return your money. Keep your emails and their headers and find the fraud dept. of Yahoo. His email is coming from something like bizmail.yahoo.com so they should be able to trace him down.

If you are a US citizen you can also try small claims court. I've only used it once, and I hope never again, but you can eat your adversary for lunch if you have good documentation and present the relevant facts to the judge. The legal system worked great for me the one time I used it and I got my check the day after the judge rendered his decision. The other side even had to pay the $30 filing fee and court costs.

Cheers.

Wish I'd known about this site before, I've just been scammed through eBay too for a D60 that was selling for £700 GBP.

For the sake of repeating a previous comment, never buy anything using WESTERN UNION, it is NOT a safe means for transactions.

The guy I was buying from claimed to be in Madrid Spain, borokemanuel@aol.com.

Also be aware that if someone selling on eBay removes an item after you have started communicating with them then it is probably a good sign that they are pulling a scam.

Hope this may help prevent the same thing happening to others. I've learned a rather expensive lesson and it's put me off buying online for anything over a few £. Just not worth it!