Well I bit the bullet. I just pushed the button on buying a 40d. As well I bought a Canon 50 1.4 and the battery grip for hte 40d. Used bday and xmas money that I have received (or hopefully will be receiving) to get myself a little present. From all the posts I have been reading I think it will be a big difference from the 20d that I have been shooting with.
Now the UPS waiting game....
Congrats and shoot some ducks when you get it. 
