Kiwi - GKPE - New and Improved General Ramblings (5)

weka2000 wrote in post #5965222
1 of the things that bugs me is the amount of money we pay in insurances i.e life insurance. Works out around $250 per month.

So do we need it? Does anyone here know of anyone who has claimed it?

there's a few different types of life insurance
- straight out insurance where you pay in, kick the bucket & they pays out to your spouse
- complicated type where you pay in, kick the bucket & they pays out to your spouse, OR the end date kicks in and they pays out to you. Can't think what it's called but it's almost like a superannuation scheme, and you can make "withdrawls" before the expiry date, so to speak.
Guess wether you "need" it depends on your situation & how well spouse would cope in the event of your untimely demise. Suspect in most cases folks would want to have the mortgage covered...

Hi, I have just stumbled upon this awesome forum, hopefully you will see a bit more of me as time allows

That amount sounds pretty steep, but I guess it depends on how much you are insured for. I am paying around $30 per month for I think what is around 400k cover if that helps

Canvart have an excellent reputation and some quite good deals as well.
www.canvart.co.nz

I can second the recommendation for Canvart, their prices are really good - especially the free delivery, and they are really helpful - I tend to be quite fussy and pedantic and this didnt worry them at all

hi silver, whereabouts are you located?

SilverCloud wrote in post #5966039
Hi, I have just stumbled upon this awesome forum, hopefully you will see a bit more of me as time allows

That amount sounds pretty steep, but I guess it depends on how much you are insured for. I am paying around $30 per month for I think what is around 400k cover if that helps

I can second the recommendation for Canvart, their prices are really good - especially the free delivery, and they are really helpful - I tend to be quite fussy and pedantic and this didnt worry them at all

leave while you can.... run away before the monster sucks you in....

Hiya, I am in Wellys

I ran as fast as my little legs would carry me, but unfortuantely I was too late

welly is becoming a serious contender for top active membership

NZFritz wrote in post #5962846
Hi there forumers. It's been awhile hey! I see the usual ramblings are still taking place. What's new for all of you?

Hi Aaron.

Hows the studio lights going?

weka2000 wrote in post #5963747
Not a lot. You?


I need them for my 85L to focus closer .....bloody paper weight

??

joeseph wrote in post #5965832
there's a few different types of life insurance
- straight out insurance where you pay in, kick the bucket & they pays out to your spouse
- complicated type where you pay in, kick the bucket & they pays out to your spouse, OR the end date kicks in and they pays out to you. Can't think what it's called but it's almost like a superannuation scheme, and you can make "withdrawls" before the expiry date, so to speak.
Guess wether you "need" it depends on your situation & how well spouse would cope in the event of your untimely demise. Suspect in most cases folks would want to have the mortgage covered...

I have one which diminishes in value to match the amount of my mortgage left to pay. So the earlier my wife gets rid of me... the more she gets. I did it like that to keep the cost down. By the time I retire there is nothing left

SilverCloud wrote in post #5966039
Hi, I have just stumbled upon this awesome forum, hopefully you will see a bit more of me as time allows

Hi Mr Silver. Welcome from Germany.

somethingsimple wrote in post #5966219
welly is becoming a serious contender for top active membership

Certainly doing better than Munich .. with 1 member!

akiwi wrote in post #5966368
=akiwi; 5966368]Hi Mr Silver. Welcome from Germany.

lol is that like the opposite of welcome TO germany

SilverCloud wrote in post #5966039
Hi, I have just stumbled upon this awesome forum, hopefully you will see a bit more of me as time allows

Welcome to the forum.

kelstar wrote in post #5966555
Welcome to the ...

...jungle

kaypony wrote in post #5962950
I still haven't got mine. After numerous emails... Not impressed. Way over the twenty day time they gave me AFTER they recieved all the orders. I've already missed a friends birthday and I wanted to take one overseas with me but wont be able to soon.

NordieBoy wrote in post #5963192
Not yet.
Not a peep outa them.

momentz wrote in post #5963484
This promo has definitely done them more harm than good. Anyone thinking about using them again??

lil_miss wrote in post #5965487
I use Giclee on the north shore... slightly cheaper than Canvart
But as mentioned a few pages ago - I certainly wont be getting client prints done at Digital Max - the quality is pretty poor really... especially when i have others to compare it to.. Typically they reckon its only a 10 business day wait. With this promo I expected a week or two longer, but not the 6 weeks it took for ours to arrive...

Mine were on the doorstep this morning, I am quite happy with them, (I have nothing to compare them to) although I thought the borders were going to be thicker, they are only like 2cm or something, I was expecting 6 - 8cm

Anyone know some good accounting and office software (needs to be SIMPLE to setup and learn, cheap/free is good too

Also any stock inventory/invoicing software? same requirements as above

Thanks

^ MYOB maybe?

low orbit wrote in post #5966753
^ MYOB maybe?

For small business's MYOB or Quickbooks are pretty good, not free but decent.

they do invoicing and accounting?