Interesting - do you find that you really need to mount the CPL and ND filters at the same time? I'm not saying that the combo won't work, as evidenced by the posts here, but most folks tend to either use one or the other.
Anytime you start stacking more glass/elements/whatever in front of the lens, you run the risk of image degradation. I only own the CPL which does wonders with sky, reflections, saturation, etc. I just orient myself to the shot and turn the ring to get the desired shot. I realize that it will also darken the shadow areas to, possibly up to 2-stops, but I can usually pull most of that back in an adjustment exposure layer if it's that bad. - Stu