To be honest, it's completely unpredictable.
Since I've been in UK it's been between 2.4 and 2.85 at one point not so long ago (27th October I think)
Mostly it stayed strong around the 2.55-2.60 mark.
On Friday, the rate was 2.63 at Westpac NZ
Today their rate for buying T/T is 2.69
And when I went into HSBC today, they quoted 2.7141
So the money I was sending was totalling $31,212.15 once converted
I signed for that amount to be sent off
5 hours later at 4pm, HSBC called me up, advising unfortunately as it's over NZ$20,000 they need to get a deal rate with head office, who advised a poor rate of 2.6675 ($30,676) So they basically telling me they did it wrong, and I'm now sending almost $600 less (£200)
I ended up going in there pissed off, telling them just to send it as GBP as the rate with Westpac now still showing as 0.3743 (2.67 once inverted)
Finally, as I went in initially at 11am, before the cut off time, it's now missed todays dispatch, so it won't be sent till 3pm tomorrow!
By which point knowing my luck, the rate will climb to 0.39 and lose a total of $1714!!! (Half cost of a 85L)
Can you tell I'm pissed off??!

Dude,
That sucks!! I'm supprised they couldn't break it in to two sepperate sums and transations








