GKPE 6 - 3 years on

weka2000 wrote in post #6744895
Any one got any panadole I have a big headache now

Ibuprofen is better

I know these are terrible.. but this one made me giggle..
http://www.explosm.net​/comics/1377/

weka2000 wrote in post #6744839
Chris I know you are trying to help. It just sucks.

If I up the costs to cover then likely to get little sales. If I dont get covered and get taken out then my family loose everything.

This is where Insurance companys win cause they play on peoples fears of the unknown and the "what if "

Oh just thinking re landscapes ........ I would need insurance for that too. Photographers have been killed trying to get "the shot"

One lady a while back fell off a cliff as she tryed to get the person in frame and didnt look behind her.

this is true that you may need some basic insurance to cover landscapes. however its much easier to argue that you were there enjoying yourself (ie not working) if the worse did happen... whereas on a track you have no chance to argue that.

but i think you should do whats best for you... and i hope that one day all tracks insist that any party entering the circuit is insured - that way then at least the total cost of photos from anyone will have a break even point.

but honestly - is it worth risking everything for the shot and only earning $200 ....

iKirst wrote in post #6744900
I know these are terrible.. but this one made me giggle..
http://www.explosm.net​/comics/1377/

rofl....


wrong in every way possible thou...

Nzshrimper wrote in post #6744915
but honestly - is it worth risking everything for the shot and only earning $200 ....

Is it worth living in fear of the unknown and the what ifs ?

I will discuss with my wife. After all its her call cause I wouldnt be around if the worst happened. On the plus side it would be quick

here: https://photography-on-the.net/forum/showthre​ad.php?t=604346

and more here: http://www.markharris.​co.nz/christie

manipula wrote in post #6742386
Nice, but where's the ones of Christie?

Totally agree with this. The red being obvious to everyone but you for some reason. You could pay that lens off with 2 or 3 prints if you wanted.

I just don't get it.

Nzshrimper wrote in post #6744628
ooh if life was so simple....

basically what you are saying is you are gambling everything on the chance to make $200 a time....

Yes Sh1t does happen - but remember its just not about you - you have responsibilities to look after - so that is a bit selfish to say.

And motorsport is high risk - hence why these guys all have safety gear and high levels of insurance cover. Two motorcyclists died at puke last year if you remember as have others around the various circuits in NZ.

If you do get taken out on the track you also might want to bear this in mind.

your mortgage will still need to be paid - the payment protection will not pay out as you were doing something considered high risk. - so that $120 a fortnight would be wasted.

acc will not pay out at all... for same reason above.

house insurance will not pay out... for above reasons.

any other life cover you may have will not pay out... again for above reasons.

So in short you will be right royally f*cked or even worse still your wife and kids will be left with the mess to clean up and still have to pay the bills.

All so you could make $200 a time to pay for a $1800 dollar lens. (whats even worse is you are covering club days which in my experience don't have the level of safety as some of the bigger national events).

Tony, I strongly recommend that you get some basic insurance, if not don't risk everything that you and the wife have worked for to get a $1800 lens.

'get off your arse and sell some landscapes - they will earn you 3 times as much (at least) and for 3 times less effort, not to mention you are bloody good at taking them'

Any ways that all i have to say on the subject - good luck with the motorsport if you continue with it and i hope that none of the above happens anyway...

peace out...

harroz wrote in post #6745255
The red being obvious to everyone but you for some reason.
I just don't get it.

The reason is simple : As far as Im concerned my landscapes are not good enough yet.
No matter what anyone here says I will not be moved on this matter.

My expectations on my landscape are high, this is my long term goal and I will not put my name to anything that is less than perfect.

I dont expect people to understand nor agree. Its just the way I am.
All I ask is people respect me on this one.

http://www.youtube.com …Y4keqTV6w&featu​re=related

And to follow..

Laughing girl watches the above..
http://www.youtube.com …s86OcXPY8&featu​re=related

Thanks for everything, this is the end here, tomorrow i will go back to Christchurch and stay there until my departure date, not much i did here and ran out my budget, so hope one day in the future i can go back to New Zealand and do better, thanks to all.

Have a nice time!

Tareq wrote in post #6746085
Thanks for everything, this is the end here, tomorrow i will go back to Christchurch and stay there until my departure date, not much i did here and ran out my budget, so hope one day in the future i can go back to New Zealand and do better, thanks to all.

Have a nice time!

Well we do hope you got some nice photos. Sorry we missed you.

weka2000 wrote in post #6746131
Well we do hope you got some nice photos. Sorry we missed you.

To be honest, i didn't get nice photos even it is real beautiful country, anyway i spent my holiday here.

lil_miss wrote in post #6744292
We just sorted out insurance out through the NZIPP - brokers. Its a specific photographic insurance policy called Focus Plus. We're covered for a significant amount of gear/public liability etc anywhere in the South Pacific for a pretty low price.... The only catch is you have to be a NZIPP member.

State insurance who our contents are with also quoted me and theres wasnt too bad, but this specialised policy is about half of what State quoted for the same dollar value. State broke it down though into two values, one for fixed assets (ie computers etc at home) and the other for stuff when out on the road..

Worth noting that thank you. Pity about the NZIPP thing, if it's anything like the numerous institutes in Britain (admits I've not looked) then it'll be worthless...

weka2000 wrote in post #6744630
What photos

last time I said a word about this I got flamed by the boys

Because for the fourteenth time in a few days innuendo was applied liberally to the idea of seeing her get her baps out.

weka2000 wrote in post #6744630
Sorry motorsport is not high risk. Guys know what they are doing, they have protective gear and saftey nets. Yes accidents happen but not as often as they do on the open road.
% wise motorsport is safer than driving around town.

A large amount of the decent circuits in the UK stipulate either £5million or £10million in insurance for you to even go track side. Motorsport is very dangerous, simple as that. Driving round town is only dangerous because 90% of the ***kwit's here have as much spatial awareness as a blind horse with blinkers on.

harroz wrote in post #6745221
here: https://photography-on-the.net/forum/showthre​ad.php?t=604346

and more here: http://www.markharris.​co.nz/christie

*Goes off to look*

manipula wrote in post #6747481
Worth noting that thank you. Pity about the NZIPP thing, if it's anything like the numerous institutes in Britain (admits I've not looked) then it'll be worthless...

Being a member has its benefits you do pay a membership fee, but even with that an the premium it was still significantly cheaper than any other insurance companies you get other discounts too by being a member..

manipula wrote in post #6747481
Because for the fourteenth time in a few days innuendo was applied liberally to the idea of seeing her get her baps out.

Funny I must have missed writing that. Innuendo's are for guys who dont have the balls to say things out right to a woman.
Something I dont lack.