Michael, I read that you wanted an application that will help you manage your photos. First you should know I work with the Windows Outreach Team and am here to help connect you with information that you may find valuable. I did not see what Operating system you are running, but if you are running Windows Vista, than you already should have Windows Photo Gallery, which is free and bundled with Vista. This should allow you “plug-n-play” capabilities with your camera as well as many cataloguing and tagging functionality for your photo’s. If you are not running Vista, I would recommend Live Photo Gallery, as it is a free download and has the same features plus some extras. Included in Live Photo are features that allow you publish your photos directly online to a Live Space, or to a blog, as well as sending your photos to a vendor for printing and delivery to a friend or relative, all from the one application. You can also use the Resize, Crop, Adjust and many other tools to work with your photo’s. I especially found the stitching tool to be great and easy to use for creating panoramic Photos. Check out the site and try it out, its free! http://download.live.com/photogallery
Good luck
Rick