I am looking to place a plain coloured layer (lets say white) over the top of, and completely covering, a photo.
Then onto this layer I want to place some chunky text, cutting out the text (maybe with a bevelled edge?) so that the photo shows through where the text would have been.
I know this must be really simple, so simple that I just can't seem to do it! 
Any help would be appreciated.
Thanks
TJ

