Vascilli wrote in post #7049646
Rally photographers always use filters, when the cars drift around corners pebbles fly everywhere and a hood won't protect against direct impact.
Neither will a filter in that scenario.
A lens front element is a fairly substantial piece of glass, a filter isn't. The filter is very thin so that it doesn't affect the path of light any more than necessary. Hence, filters break very easily, lenses don't.
Sure, if a large piece of stoneware comes barrelling at your lens at 80mph the element will get damaged. This will happen regardless of there being a filter present or not. The only difference will be having a broken filter as well as a broken lens.
It is possible that a filter will be an advantage with a precise size and type of stone. However anything that could actually damage the lens is also likely to break the filter. The resulting shower of sharp shards of glass into your front element will probably do more damage than the stone would have.
There is no right or wrong answer here. If you feel happier with filters on then use them, it's personal choice. I have never used them except when necessary for the effect (CPL, grads etc) and I take my cameras into some pretty dodgy environments. I have never had a front element damaged yet (a whole lens, yes, but a filter wouldn't have helped any of those). Looking at the shape of the filter thread on a couple of my lenses (distinctly non-circular due to impacts), those would have suffered from broken filters, had they been fitted, and that would likely have damaged the elements. As it is though, they keep on going.
I have heard about more lenses being damaged from scratches off broken filter glass, than those that have been 'saved' by filters. Most of the latter are simply cases where the filter has broken, in a situation where the element wouldn't have been damaged anyway.
To answer the OP's question though. UV filtration is unneccessary with digital cameras, all it does is a very light warming up of the light entering the lens. This was often a good thing with film cameras, which had no white balance and you needed to adjust colour temperature with filters, according to weather and light conditions. Digitals though can take care of WB themselves, either in-cam or later in PP, so a UV filter makes no difference.
The vast majority of people who buy a UV filter do so simply for 'protection', so that is the market the clear glass filters are aimed at. They have no affect other than to place a piece of glass in front of your lens.