I have used both the 4.5 and the the f4, and there are some real performance issues that need to be examined as well. First the older lens is slower in AF and it really shows up when tracking anything like auto racing, BIF's or nearly any kind of sports, somthing this lens is geared for. Second, the older version is not as sharp as the IS version. I have side by side comparisons but am unable to get to them at this time, but trust me it is not as sharp. Thirdly the older lens does not have good balance when shooting hand held, and you will have to move your hand further out to support and balance the lens properly. Fourth, If I remember correctly the lens manual focus touch-up is much easier to use in the newer lens if the old one had it at all.
Save a few more duckets, get the f4, and bank the rest in trade in value when it is time to upgrade in the future. BTW I've used both lenses on film and DSLRs. I would not recommend any Sigma products in this area, they just do not focus fast enough. You want this focal length to increase your keeper rate, so...