Simply put -as said above- the faster, the better. 2.8 does make $500 worth of difference at indoor situations or poorly lit places. My reasoning for choosing the faster lens is mighty simple.
If you are getting paid to take photos that can never be retaken, nor rehearsed before hand, and since you are walking into -say- a chapel often without a clear idea of where exactly you will stand from the couple, or how well the lighting will respond to the environment, having the extra power to make up for any contingency is key.
But hey, if someone is comfortable and experienced enough to shoot f4 IS/non-IS without need for anything wider, then they can save money and more power to them. As for me, when I started shooting such events I got the 2.8 IS L version, as soon as I was able to. Till then, I was on a Sigma 70-200 2.8 non IS.
Hope this helps.