I'm an intermediate hobbyist and mainly do nature stuff, but I switched to raw nearly a year ago and am so glad I did! I even shoot "snapshot" type moments of my 10 month old grandson in raw because sometimes you get the perfect moment with the priceless expression but the exposure is wrong. With raw you can fix the exposure, and redeem what would be a throwaway jpeg.
Jpeg
(I would probably benefit from a frugal board, though.)
