You can use one during a very bright day in order to control the highlight. As long as you can still maintain faster enough shutter speed with it, you can use it on your walk around lens. The main purpose is to doing a long exposure shot when motion blur is desirable such as capture flowing water or a rough sea, during early evening lighting condition. Depending at what stops the ND filter is rated. At 3 stops, you can get a 20 second exposure shot at F16 under ISO200 during early evening. At 10 stops, you can do the same thing properly during the middle of the day. When you capture moving water at 20 second exposure or slower, the water would become smooth and fog like. The effect is surreal...