With card prices these days it's almost not even worth it to bother calming warranty. While I was visiting Costco down in the states, I saw 2 4GB Sandisk Ultra on sale for like $25, and 2 8GB Sandisk Ultra for like $40. For all the time, effort, and postage, I would just replace older smaller cards.
Yeah it was a real hassle. Went online, filled out a form, put the card in regular white envelop, walked out to the mailbox and dropped it off. I think the whole process took 3 minutes. Got my brand new replacement 16GB SDHC card about a week later.

