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FORUMS Marketplace & Market Info Market Watch 
Thread started 24 Jun 2010 (Thursday) 12:23
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USPS Money orders ?

 
milo3
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Jun 24, 2010 12:23 |  #1

Just couldn`t help but ask, why are people scared or leary of USPS money orders ? It appears to me you would be extra dumb to risk Federal charges over photo equipment, or whatever is for sale on this board.
Thanks in advance, George




  
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desai99
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Jun 24, 2010 12:52 |  #2

My view is it is better to get personal checks and wait for it to clear then accept money orders or cashiers checks. With money order or casher's check the bank will instantly deposit the money into your account and then it can take upto 10-15 days for them to find the check/mo is fraudulent and once they do they will remove the money from your account. No recourse on your part.




  
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Calindy
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Jun 24, 2010 13:04 |  #3

I like USPS money oreders, I go right to the post office and cash them, no wait.


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alpha_1976
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Jun 24, 2010 13:08 |  #4

I like USPS MO as well. No crazy Paypal fee and their nonsense and easy enough for both.


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milo3
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Jun 24, 2010 13:21 as a reply to  @ alpha_1976's post |  #5

Thanks to everyone for responding, I just wanted to know. Plus I can`t make PP work for me.
George




  
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moose10101
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Jun 24, 2010 13:46 |  #6

milo3 wrote in post #10419586 (external link)
Just couldn`t help but ask, why are people scared or leary of USPS money orders ? It appears to me you would be extra dumb to risk Federal charges over photo equipment, or whatever is for sale on this board.
Thanks in advance, George

Are you sending it or receiving it?




  
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vitacura
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Jun 24, 2010 14:08 |  #7

USPS Money Orders will always be welcome by me!


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alpha_1976
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Jun 24, 2010 14:09 |  #8

^^^^^I hope you are not going to say - OK if receiving and NOT OK if sending.

Main thing is to find out who you are receiving it from and who you are sending it to by checking feedbacks and participation on forum.


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vitacura
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Jun 24, 2010 14:35 |  #9

alpha_1976 wrote in post #10420156 (external link)
^^^^^I hope you are not going to say - OK if receiving and NOT OK if sending.

Main thing is to find out who you are receiving it from and who you are sending it to by checking feedbacks and participation on forum.

I've bought three things on here with USPS money orders. Fantastic way to make a seller happy as they don't get hit with fees.


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K6AZ
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Jun 24, 2010 14:54 |  #10

USPS MOs can be cashed at the PO before sending off gear so I don't see any issue as far as taking them as a seller. As far as using them as a buyer you just as well could use WU. You have no real recourse if you don't get what you paid for.


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S.Horton
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Jun 24, 2010 14:58 |  #11

USPS MO can have a stop-pay put on them very easily.

I trust them LESS than a personal check, because I have exactly no idea who is on the other end, and zero recourse if they stop payment.

PayPal is better, but even as a vendor you can get burned.

BTW, even a Cashier's Check can be stopped -- they go in and say that they lost it or it was destroyed.

I've also seen very good forged cashier's checks.

(ex bill collector when dinos roamed the Earth)


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fibrepunk
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Jun 24, 2010 15:04 |  #12

S.Horton wrote in post #10420415 (external link)
USPS MO can have a stop-pay put on them very easily.

I trust them LESS than a personal check, because I have exactly no idea who is on the other end.


I prefer USPS MO over personal check. I would go directly to the post office and cash the MO, before sending out the item if I am the seller.


Preferred payment methods:

1. Bank wire transfer
2. CASH
3. USPS MO
4. Cashier Check
5. Bank Check
6. Paypal
7. Personal Check


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moose10101
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Jun 24, 2010 15:09 |  #13

alpha_1976 wrote in post #10420156 (external link)
^^^^^I hope you are not going to say - OK if receiving and NOT OK if sending.

Main thing is to find out who you are receiving it from and who you are sending it to by checking feedbacks and participation on forum.

It doesn't matter all that much who you're receiving it from; if it's bogus, you've wasted some time, but you haven't lost your gear. As you say, sending one requires some research and a degree of trust. I'd be more comfortable sending a money order to an established member on this site than I would be on some other venues.

S.Horton wrote in post #10420415 (external link)
USPS MO can have a stop-pay put on them very easily.

I wasn't aware of that; do you have a link to the USPS web site that confirms this?

Even if true, I don't ship until USPS forks over the money, so again, I may have wasted some time, but I still have the gear.




  
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mpix345
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Jun 24, 2010 17:17 as a reply to  @ moose10101's post |  #14

As others have said, if you are dealing with (as buyer or seller) an established person with good rep then a money order is no problem. If you are dealing with someone who is more of an unknown then you can get burned as a buyer with no recourse, and as a seller you can be told "the money order is in the mail" then wait and wait until you realized the person flaked on you.

All in all I prefer PayPal. Instant transaction and some level of insurance, though not as much as most of us think.


  
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S.Horton
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Jun 24, 2010 17:31 |  #15

moose10101 wrote in post #10420491 (external link)
I wasn't aware of that; do you have a link to the USPS web site that confirms this?

Even if true, I don't ship until USPS forks over the money, so again, I may have wasted some time, but I still have the gear.

No, and I'm willing to be wrong, but I don't think they changed it -- It is the same scam as cashier's check -- They get it, then go back and say it is lost/destroyed before presenting it to you.

Good luck getting a buyer to let you hold payment before shipping.

I do not do private transactions except for cash with people I happen to know. Otherwise, I buy used via B&H, KEH or Adorama b/c I can return the item if it malfunctions.


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USPS Money orders ?
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