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Thread started 08 Sep 2006 (Friday) 20:45
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The 39th TPBM Perfect Timing - Summer's Here, Let's Chat Thread

 
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monkeygirl
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Aug 27, 2010 23:48 as a reply to  @ post 10804116 |  #8836

Good Evening everyone.

Miniflash wrote in post #10803458 (external link)
Tomorrow .Got all my cameras batteries charging .:lol:

Cool - have a great weekend and enjoy it.

Skrim17 wrote in post #10803566 (external link)
give me strength...the boy is so excited and exhausted...he's going to drive be nuts before the end of the night. Hopefully he'll fall asleep sooner rather than later.

Have fun Crissa.

cfpackerfan wrote in post #10803739 (external link)
We were at the shelter doing photos, and intercepted a lady dropping off her lab puppy.
He's about 3 months old, sweetest little guy ever.
And thank goodness he never had to go into the shelter. He went from her car, to my arms. :lol: Good timing, eh?

We've had him for a few days, and he just went to a different foster home tonight. Remember Amara? Her family is fostering Chumly. :)

Sounds like perfect timing Cat. and your newest pups are adorable, and hope Amara's family will break down and adopt Chumly

Harm wrote in post #10803795 (external link)
my new toy:
IMAGE NOT FOUND
HTTP response: 404 | MIME changed to 'text/html' | Byte size: ZERO

Nice Toy Harm.

CrazieCricket wrote in post #10804010 (external link)
Native Indian. I believe it's the Navajo that live in this area.


Very nice to have someone to pal around with. Her and hubby will be going to the next couple jobs with us as well. So, that'll be fun.:D

Glad to hear that you made a friend that will be traveling with you.

Woolburr wrote in post #10804032 (external link)
QUOTED IMAGE

Beautiful Wool

Off to my book and bed. Have a great weekend everyone.


Heather
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monkeygirl
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Aug 27, 2010 23:49 |  #8837

Harm, that stinks. How long of a wait did the bank prez recommend that you would have to wait before you could qualify?


Heather
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misspix
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Aug 27, 2010 23:50 as a reply to  @ post 10804103 |  #8838

Permagrin wrote in post #10801129 (external link)
who knew that we had one of the top 50 ice cream parlor's in the US...not 45 miles from us.
lol
http://travel.usatoday​.com …ites/ice-cream/39857952/1 (external link)

ooooOOoOoOOO

Thank you, Lisa!

cfpackerfan wrote in post #10802928 (external link)
If we only got one of them neutered, they could be Almond Joy and Mounds. Because... well... :lol:

HAHAHAHAHA!!

Permagrin wrote in post #10803893 (external link)
haven't caught up...but lol. Terri's googling "menage e trois" :lol::lol: it just cracked me up.

:cool: CLICK (external link) if you dare...

CrazieCricket wrote in post #10803945 (external link)
Back from the indian dance thingy. I had soooooo much fun. Tracy (the wife I went with) is just a kick in the pants. I haven't laughed so much in ages. Loading pics now. I hope at least a couple turn out. I filled the card.:lol:

So glad you had fun, Pea, definitely deserved :)

Woolburr wrote in post #10804032 (external link)
QUOTED IMAGE

Gorgeous!

Congrats, Harm, on the new toy!


Terri |GEAR| (external link) http://tinyurl.com/5qn​8sr (external link)
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misspix
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Aug 27, 2010 23:52 as a reply to  @ misspix's post |  #8839

asolie wrote in post #10804116 (external link)
Night!

Hi Alyssa!


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Woolburr
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Aug 27, 2010 23:53 |  #8840

That sucks Harm....I'll try to remember to ask Jeff if he knows of any programs that would help you get established.


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Woolburr
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Aug 27, 2010 23:54 |  #8841

And thanks Harm, Heather, Terri.


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Harm
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Aug 28, 2010 00:00 as a reply to  @ Woolburr's post |  #8842

monkeygirl wrote in post #10804155 (external link)
Harm, that stinks. How long of a wait did the bank prez recommend that you would have to wait before you could qualify?

Woolburr wrote in post #10804173 (external link)
That sucks Harm....I'll try to remember to ask Jeff if he knows of any programs that would help you get established.

Just to use a credit card :) It isn't about buying 1 item at $100,000 and then paying that off in one go. Just using it constantly, and paying it off constantly. They look at the turn around rate. Same thing in the UK or anywhere for that matter. I knew that.

Was just such a pain in the arse to get the credit card in the first place. As for "how long" before I qualify....well, how long is a piece of string?

If my wife and I try to go for a pre-mortgage qualification say, tomorrow, and they say "yes", chances are, because my credit isn't really solid, we would get hammered with a high interest rate - that would be a killer, as they will go up from what they are now (due to crappy economy, and guaranteed rise in inflation, so they will need to raise interest rates to keep that in check). So, we would still have to wait a long time, just so that I can build up enough to lower the potential interest rates.

But they, the banks, are constantly tightening who they give money to now, so it is a double hammer blow. In time, it'll get better, but it SUCKS starting from absolutely nothing.


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Aug 28, 2010 00:01 |  #8843

misspix wrote in post #10804164 (external link)
Hi Alyssa!

Hi Terri!


--ALyssa :cool:
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Aug 28, 2010 00:02 as a reply to  @ post 10804114 |  #8844

Well, all those pics are officially cwap.:( Since it was held in the city square (circle) there were people, buildings, and light poles all in the background. I took my tripod this time and actually used it.:lol: Yeah, I wasn't paying attention all the pics are tilted.:confused: cwap cwap cwap


Paula

  
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asolie
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Aug 28, 2010 00:02 |  #8845

Harm wrote in post #10804205 (external link)
Just to use a credit card :) It isn't about buying 1 item at $100,000 and then paying that off in one go. Just using it constantly, and paying it off constantly. They look at the turn around rate. Same thing in the UK or anywhere for that matter. I knew that.

Was just such a pain in the arse to get the credit card in the first place. As for "how long" before I qualify....well, how long is a piece of string?

If my wife and I try to go for a pre-mortgage qualification say, tomorrow, and they say "yes", chances are, because my credit isn't really solid, we would get hammered with a high interest rate - that would be a killer, as they will go up from what they are now (due to crappy economy, and guaranteed rise in inflation, so they will need to raise interest rates to keep that in check). So, we would still have to wait a long time, just so that I can build up enough to lower the potential interest rates.

But they, the banks, are constantly tightening who they give money to now, so it is a double hammer blow. In time, it'll get better, but it SUCKS starting from absolutely nothing.

That stinketh. :(


--ALyssa :cool:
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Harm
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Aug 28, 2010 00:02 |  #8846

Oh, and thanks for the compliments, Alyssa. I did not mean to be so rude and ignore your post.


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Harm
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Aug 28, 2010 00:03 |  #8847

CrazieCricket wrote in post #10804215 (external link)
Well, all those pics are officially cwap.:( Since it was held in the city square (circle) there were people, buildings, and light poles all in the background. I took my tripod this time and actually used it.:lol: Yeah, I wasn't paying attention all the pics are tilted.:confused: cwap cwap cwap

why not say that the natives gave you a special brew that warped your sight as you were setting up and dancing.... :)


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asolie
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Aug 28, 2010 00:04 |  #8848

Harm wrote in post #10804219 (external link)
Oh, and thanks for the compliments, Alyssa. I did not mean to be so rude and ignore your post.

That's ok, things do get buried in this thread pretty quickly :lol:


--ALyssa :cool:
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Woolburr
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Aug 28, 2010 00:06 |  #8849

CrazieCricket wrote in post #10804215 (external link)
Well, all those pics are officially cwap.:( Since it was held in the city square (circle) there were people, buildings, and light poles all in the background. I took my tripod this time and actually used it.:lol: Yeah, I wasn't paying attention all the pics are tilted.:confused: cwap cwap cwap

Easy enough to straighten the horizon...just use the string tool in PS or Lightroom.


People that know me call me Dan
You'll never be a legitimate photographer until you have an award winning duck in your portfolio!
Crayons,Coloring Book, (external link) Refrigerator Art (external link) and What I Really Think About (external link)

  
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CrazieCricket
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Aug 28, 2010 00:07 as a reply to  @ CrazieCricket's post |  #8850

misspix wrote in post #10804157 (external link)
:cool: CLICK (external link) if you dare...

So glad you had fun, Pea, definitely deserved :)

I dared!!!!!:lol: Looks yummy!

And thanks.

Harm wrote in post #10804205 (external link)
Just to use a credit card :) It isn't about buying 1 item at $100,000 and then paying that off in one go. Just using it constantly, and paying it off constantly. They look at the turn around rate. Same thing in the UK or anywhere for that matter. I knew that.

Was just such a pain in the arse to get the credit card in the first place. As for "how long" before I qualify....well, how long is a piece of string?

If my wife and I try to go for a pre-mortgage qualification say, tomorrow, and they say "yes", chances are, because my credit isn't really solid, we would get hammered with a high interest rate - that would be a killer, as they will go up from what they are now (due to crappy economy, and guaranteed rise in inflation, so they will need to raise interest rates to keep that in check). So, we would still have to wait a long time, just so that I can build up enough to lower the potential interest rates.

But they, the banks, are constantly tightening who they give money to now, so it is a double hammer blow. In time, it'll get better, but it SUCKS starting from absolutely nothing.

That really does suck, Harm. What about finding a place where the owner will carry the contract. Not really sure how that works, but a lot of people I know have bought that way.


Paula

  
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The 39th TPBM Perfect Timing - Summer's Here, Let's Chat Thread
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