Glad there are others out there who think like me ... $1500 would go a long way to buy a man a nice lens, or feed the kids for a month or two 
Don't get me wrong here, there's definitely a place for good web development for highly a bespoke web presence from individuals wishing to go that extra mile and pay a lot more for it, that I am not denying.
What I am questioning is the sanity for people like the OP in paying $1500 for a "basic blog plus custom theme" when there are so many proven and really quite simple ways of doing it yourself with no more coding knowledge required than there is required to insert an image on a forum.
Content management systems such as Joomla and Wordpress have rich text editors built into them, so after selecting and installing your custom theme (as described earlier) making a pretty "article" or webpage is as simple as doing a word document, or indeed using the editor in forums like this one.
I also beg to differ on the support statement you made Creaesan ... Joomla and Wordpress have a huge community base of both professional and first time users, with clear documentation and help for most things the average user would ever require of a website, not to mention all the support forums where most issues or situations have already been encountered and fixed by other people.
Only once hard core developers like yourself get to a low level development and highly bespoke customisation level then yes you will encounter issues that require more involved support, and so yes at this point
A few more things I would suggest to help anyone wanting to build their own website:
- Keep it as clean and simple as possible, apart from being easier to maintain and looking more appealing, its also much easier to maintain that way.
- Check out lots of other people's sites, make notes about those that you like and why. Use them to help design your own.
- Make sure your granny could navigate your site - fancy obscure menu structures might look groovy for the tech savvy, but you need to make sure everyone can find their way around your site.
- Plan the structure of your site on paper first ... don't start trying to build a site until you can map out what you want it to look like, and how you want the navigation to work on paper.
- Be as flexible as possible when you start building it in your chosen software - sometimes doing exactly what you planned requires extra coding or knowledge, if so have a quick rethink and be prepared to redesign things to work with the limitations of your software.
- Phone a friend ... Google or ask on forums if get a bit stuck. Everyone needs a bit of help sometiems, don't get overawed by it, it really is not that difficult. Some of us have techy mates they could call for some help, but if not, get on the forums, you will be amazed how helpful others can be when you are trying to help yourself.
- No matter what happens, be proud of yourself for having a go. If it looks a bit of a dogs dinner when you are finished, so what, you have learnt loads along the way and can use this knowledge in the future to quickly redesign things and clean it up a bit.
Now ... that done, go off and get yourself that sweet 70-200 f2.8 you have been dreaming of - at least that's what I am doing with my web site slush fund
