oharing Senior Member  564 posts Likes: 23 Joined Apr 2010 Location: Miami, FL More info | Oct 27, 2010 10:03 | #1 I am a wedding photographer. I have received founds via paypal. I haven't accepted the payment yet.
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tjames Senior Member 261 posts Joined Jun 2010 Location: Metro Detroit More info | Oct 27, 2010 10:06 | #2 oharing wrote in post #11174325  I am a wedding photographer. I have received founds via paypal. I haven't accepted the payment yet. My question: can anybody scam me by paying via paypal? I just want to make sure that I don't make any mistake.... Thanks for sharing you ideas! Otto It's possible, but they have a pretty detailed dispute resolution process.. but just be aware that in most cases paypal sides with the buyers and returns their money, but that is usually pertaining to items purchased. I have no clue how it works when services have been rendered. Gear List: Kodak Funsaver MAX Cameras, Epson Scanner, MS Paint & some Crayons
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Oct 27, 2010 10:22 | #3 Exactly! I will render services. Also, the payment would be categorized as deposit for wedding photography services thus not refundable...!
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k8et Senior Member  251 posts Joined Apr 2010 More info | Oct 27, 2010 11:40 | #4 If you think they may try to dispute just to get the money back, don't keep any money in the paypal account, transfer it to your bank. Flickr (snapshots) - k8et
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tjames Senior Member 261 posts Joined Jun 2010 Location: Metro Detroit More info | Oct 27, 2010 12:33 | #5 k8et wrote in post #11174819 If you think they may try to dispute just to get the money back, don't keep any money in the paypal account, transfer it to your bank. When I've fought to get money returned (for items I purchased and never received, it was a con artist), I usually didn't get much/if any back, because Paypal will only refund from their account. (Not really an expert on this at all so take it with a grain of salt. But it can't hurt!) Paypal usually requires you to keep either a valid cc/debit card on file or a bank account. If they return the funds to the buyer they will just debit whatever method of payment you have on file for the balance.. I have had this happen to me personally. Gear List: Kodak Funsaver MAX Cameras, Epson Scanner, MS Paint & some Crayons
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k8et Senior Member 251 posts Joined Apr 2010 More info | Oct 27, 2010 13:57 | #6 oh ok - I was always told there were no funds in their account, but they never specified. Thanks! Flickr (snapshots) - k8et
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Tadaaa Senior Member 926 posts Likes: 1 Joined Apr 2010 More info | Oct 27, 2010 14:17 | #7 Its not that difficult to get your own credit card processing ability. It's actually very very easy... I think all you need is a business checking account. - 1D & G9 & Sigma DP1 & Nikon D800 -
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moose10101 registered smartass More info | Oct 27, 2010 14:38 | #8 Did the buyer select "goods" or "services" when they specified what the payment was for? If it was services, you should be OK. If it was goods, they can scam you with an "Item not received" complaint.
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canon.dslr Hatchling 3 posts Joined Oct 2010 Location: Denver, Colorado More info | Oct 27, 2010 15:18 | #9 I would be a little nervous about this transaction. The buyer has a lot of power with merchant services like paypal. It may cost you dispute fees and loss of deposits and time... Andrew
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baccaruda Member 110 posts Joined Mar 2010 Location: SpoVegas, WA More info | Oct 27, 2010 18:46 | #10 It's best to keep PayPal tied to an auxiliary account whose level of funds you can control, as opposed to tying it to a primary checking account - whoops, there goes the rent!
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YamahaRob Senior Member  571 posts Joined Dec 2009 Location: WI More info | Oct 28, 2010 00:13 | #11 baccaruda wrote in post #11177452 It's best to keep PayPal tied to an auxiliary account whose level of funds you can control, as opposed to tying it to a primary checking account - whoops, there goes the rent! And use a different bank for the aux account. Rob
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shphoto32 Member 79 posts Joined Dec 2009 More info | Oct 28, 2010 00:26 | #12 I like google check out over pay pal. I just send my clients an invoice via google check out if they wanna pay by credit card. Works like a charm. Temple, TX Photography
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egordon99 Cream of the Crop 10,247 posts Likes: 3 Joined Feb 2008 Location: Philly 'burbs More info | Is this for an initial deposit? I'd take it for the deposit, but put in the contract that the balance must be paid by Cash/Cashiers Check.
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Oct 28, 2010 20:17 | #14 Tadaaa wrote in post #11175804 Its not that difficult to get your own credit card processing ability. It's actually very very easy... I think all you need is a business checking account. I know but it is expensive. How much do they charge?
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Oct 28, 2010 20:18 | #15 egordon99 wrote in post #11180572 Is this for an initial deposit? I'd take it for the deposit, but put in the contract that the balance must be paid by Cash/Cashiers Check. I believe after 90 days, they can't claim it back, and if they do claim it back before 90 days is up, I guess you won't be shooting their wedding. Sounds good!
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